• Longhorn Financial LLC

    College financial aid planning | Retirement income planning | Business owner strategies

    If you don't know the rules, you can't win the game!

  • College financial aid planning/maximizing aid

    We help with developing strategies to lower college costs by maximizing

    financial aid and efficiently paying for college.

  • Retirement income planning

    We help with strategies on how to make your money last as long as you do by addressing the 6 known financial risks in retirement
  • Media appearances / Upcoming workshops

    Videos, podcasts, and articles with lots of useful tips and insight. And upcoming workshop to learn more about college planning, retirement income planning, or managing student loans.

Welcome to Longhorn Financial LLC!

Thanks for visiting our website. We help regular working families, with the following areas, with a particular specialty working with small business owners and self-employed.

College financial aid planning

College financial aid planning

We help families address common questions on paying for college, and then develop strategies to send your student to school without breaking the bank!

We provide:

Strategies to maximize aid

Completion of aid forms without the common aid killing mistakes

Strategies for efficiently using savings to pay

Strategies for using loans; comparing Federal vs private and repayment strategies

Because you don't want to be in this position!

Retirement income planning

Retirement income planning

We help create a safety first, income floor retirement plan to maximize income while minimizing the 6 known financial risks that clients will face.

We help:

Create savings strategies on where to save and how much to save

Create an income floor to cover basic essential life expenses by

 - Strategies to maximize Social Security

 - Coordinating with pensions, as applicable

 - Create additional guaranteed lifetime income

Develop efficient retirement income strategies

Avoid the 6 major, known financial risks in retirement

For Small business owners / self-employed

Business owner / self-employed planning

Business owners and self-employed have many more options and strategies than regular, W-2 employees for college and retirement.

These include:

Advanced college planning strategies

Coordination with tax strategies to reduce after tax cost of college

Family and non-family employee benefits

Protecting business value

Advanced compensation and benefit strategies for key employees

Voluntary financial wellness programs for all employees