Blog tagged as managingdebt

Why as early as freshman year?

I am often asked why I always say that planning for financial aid and paying for college starts as early as Freshman year.  After all, their son or daughter may have just entered high school and may have no idea of what they want to study, never mind where they want to go to college. I totally ...

Jack
16.03.21 11:08 AM - Comment(s)
Refinancing student loans | Tempted by the rate to refinance?

Given that interest rates are so low right now, have you been getting

those really low interest rate offers? You may be wondering what to do. Let's talk about what other factors you should be considering.


Recently, I've been getting a lot of questions wondering if they should refinance. Given that int...

Jack
26.01.21 02:00 PM - Comment(s)
Student loan forgiveness? It’s more complicated than you may think.

Student loan forgiveness would be nice to have but probably shouldn't count on it. Kind of like winning the lottery but it doesn't happen often. There are a number of issues that have to get resolved before the Biden administration would be able to do this even though some have argued that President...

Jack
12.01.21 08:00 AM - Comment(s)
College costs and PLUS loans

Not a surprise. And thanks Captain Obvious!


In the category of “not a surprise” and “thanks Captain Obvious”, both NBC and Wall St. Journal have come out with articles recently talking about the amount of student debt, and in particular the amount of PLUS loan debt; loans that parents can borrow to h...

Jack
15.12.20 11:00 AM - Comment(s)
How to pick a financial professional for help...it’s not what you think.

At the end, I’m looking for your thoughts. Please share!


It’s taken me a long time to write this. It’s something that I’ve always wanted to do, but it’s hard to explain - I think - yet it’s really important.


Quite frequently, I see this question posted on social media:

“How do I pick a financial profes...

Jack
01.07.20 09:10 PM - Comment(s)