Blog tagged as retirementincomeplanning

Paying off mortgage = saving for retirement?

One question that has come up recently is whether or not paying off your mortgage is a good strategy (and the question here is on the primary residence, not on investment real estate). With the pandemic causing job losses, even people who kept their jobs are thinking about this as a way to reduce fi...

03.06.20 10:26 PM - Comment(s)
Limits costs help long term. But are you focusing on the right costs?

“Costs. I read something about minimizing costs can really help improve how much your money grows.”


A conversation started this way recently someone who is concerned about having enough for retirement since the stock market was down almost 30% from its all time high (though the market has since...

26.05.20 01:49 PM - Comment(s)
Spending in retirement

No more commuting. No more buying lunches out. No more dry cleaning (though when was the last time you took something to get dry cleaned?). And no more retirement plan contributions.


The assumption is that when we retire, our expenses will go down. And these types of expenses would ...

18.05.20 10:53 PM - Comment(s)
Will the stimulus package wreck your retirement plan?

I was look through social media last week and came across a friend’s post. It was a simple question:


“is anyone else a bit concerned as to where all this stimulus money is coming from?”


On the surface, it seems to be a simple question. The stimulus package passed with bipartisan support, a...

14.04.20 09:18 AM - Comment(s)
When you get back to even, are you really “even”?

As a follow up to my last newsletter, I received a lot of comments about retirement withdrawal strategies. And the comment I received the most:


I don’t have to think about this yet. I’m not retiring for a while, and I know the market will recover eventually. When it does, I haven’t lost anythin...

22.03.20 08:38 PM - Comment(s)